The Prosperity Project by NZ Herald
NZ Herald
The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz
Categories: Business
Listen to the last episode:
Financial mentor David Very joins Nadine Higgins to unpack why 2025 hit so many New Zealanders so hard—and whether 2026 will bring any real relief. From high-income earners stretched by huge mortgages to pensioners squeezed by rising costs, he explains why financial stress is now cutting across every part of society. David breaks down where to start when you’re underwater, what actually works when tackling debt, the traps in consolidation and balance transfers, how to negotiate with lenders, and why KiwiSaver hardship should stay a last resort. If this year knocked you around, this episode helps you map a realistic way back to stability.
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Previous episodes
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48 - Is 2026 the year we finally catch a break? Sun, 07 Dec 2025
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47 - What we can learn about investing from the fall of Du Val Sun, 30 Nov 2025
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46 - The art of spending in retirement Sun, 23 Nov 2025
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45 - Why your house shouldn't be your retirement plan Sun, 16 Nov 2025
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44 - AI’s trillion-dollar question: boom or bubble? Sun, 09 Nov 2025
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43 - Crypto 101: Should you buy Bitcoin? Sun, 02 Nov 2025
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42 - A meaningful funeral doesn't have to break the bank Sun, 26 Oct 2025
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41 - The secret to getting mortgage-free faster (and it’s not rate cuts) Sun, 19 Oct 2025
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40 - The Money Mentalist on the stories we tell ourselves about money Sun, 12 Oct 2025
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39 - The credit card cult with Luke Kemeys Sun, 05 Oct 2025
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38 - Making your house work for you in retirement Sun, 28 Sep 2025
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37 - What customers lose when companies collapse Sun, 21 Sep 2025
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36 - What to do with a windfall Sun, 14 Sep 2025
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35 - 'It's amazing what people will fight about' - why you need a will Sun, 07 Sep 2025
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34 - A thousand dollars hidden in your wardrobe Sun, 31 Aug 2025
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33 - Why moving up the property ladder is harder than getting on it Sun, 24 Aug 2025
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32 - To claim or not to claim? Tax deductibility explained Sun, 17 Aug 2025
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31 - Side hustle secrets for financial freedom Sun, 10 Aug 2025
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30 - More Kiwisavers are looking at private equity - what it means for investment Sun, 03 Aug 2025
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29 - Why you probably don't need a family trust Sun, 27 Jul 2025
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28 - The cost of divorce: What not to do if you want to hold onto your money Sun, 20 Jul 2025
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27 - Melissa Chan-Green on life after Newshub and finding a new purpose after redundancy Sun, 13 Jul 2025
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26 - From Lego to handbags - could your collections be the secret to unlocking your investment portfolio? Sun, 06 Jul 2025
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25 - The Māori Millionaire Te Kahukura Boynton on her financial, mindset and health journey Sun, 29 Jun 2025
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24 - Why are we so reluctant to take out personal insurance? Sun, 22 Jun 2025
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23 - Morgan Penn talks quitting her corporate career to become a sexologist Sun, 15 Jun 2025
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22 - What you need to know about investing this year with Sharesies' Leighton Roberts Sun, 08 Jun 2025
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21 - The true cost of owning pets and where to find savings Sun, 01 Jun 2025
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20 - What KiwiSaver changes and more means testing means for your savings Sun, 25 May 2025
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19 - What to avoid doing if you are trying to buy property Sun, 18 May 2025
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18 - The secrets to saving money on your wedding - and the costs you can't afford to cut Sun, 11 May 2025
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17 - Why commercial property could be your next investment opportunity Sun, 04 May 2025
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16 - How financially resilient are Kiwis? New figures tell all Sun, 27 Apr 2025
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15 - The Kiwi TikTok star behind Paloma Diamond on how to make it as a content creator Sun, 20 Apr 2025
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14 - What is the bond market and is it still a ‘safe haven’ asset? Sun, 13 Apr 2025
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13 - Mary Holm shares her top tips for making the most out of KiwiSaver Sun, 06 Apr 2025
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12 - Is gold a worthy investment - and how do you go about buying it? Sun, 30 Mar 2025
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11 - Tips and tricks to get yourself a payrise this year Sun, 23 Mar 2025
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10 - What do tariffs and trade wars mean for your KiwiSaver? Sun, 16 Mar 2025
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9 - How one woman went from homelessness, domestic violence to financial independence Sun, 09 Mar 2025
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8 - Can't afford your own home? Here's how to buy one with your friends Sun, 02 Mar 2025
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7 - The OCR has been cut - so what should you do with your mortgage? Sun, 23 Feb 2025
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6 - Is it ever too late to start saving for retirement - and how much do you need? Sun, 16 Feb 2025
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5 - The 'quirks' of Paid Parental Leave any prospective parent needs to know Sun, 09 Feb 2025
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4 - Swapping corporate life for a beach side fantasy: The reality behind the dream Sun, 02 Feb 2025
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3 - Tips and tricks for becoming your own boss - and how to avoid tax pitfalls Sun, 26 Jan 2025
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2 - How to stick to your financial goals in 2025 Sun, 19 Jan 2025
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1 - Trailer - The Prosperity Project Thu, 16 Jan 2025