Making Cents

Frances Cook 302 - Values Based Spending: How to Enjoy Your Money Now and in the Future

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!

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Episodes

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07 Sep 2026

04 Sep 2026

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04 Jun 2026

01 Jun 2026

29 May 2026

Making Cents

Episodes

Values Based Spending: How to Enjoy Your Money Now and in the Future

You Sent Me 14 Money Questions. Here Are My Honest Answers

How Ilse Wolfe Built A $20 Million Property Portfolio

I Got Deepfaked. Here's How To Spot A Scammer.

What Do You Do When Your House Is Worth Way Less Than When You Bought It?

AI Is Making Mortgage Fraud Easier. Here's What Changes

The Price of Playing It Safe With Your Money

What KiwiSaver Actually Needs to Change, According to an Adviser

Biggest Mortgage Myths: What Banks Are Actually Checking In 2026 (It's Changed)

Prices Are Going Up. But Not Always for the Reason You Think

Why Your Money Disappears (And The Fix That Actually Works)

From 0 to $1 Million And Financial Freedom - In 10 Years

Take the 50k or Flip for a Million?

The Best Way To Add Property Value - And The Mistake To Avoid

The Mortgage Advice That Fails in NZ: With Aaron Cattell (The Mortgage Man)

The Easiest Shortcuts To Save Money

Get Ready For ‘Excuse-flation’ - That’s About To Drive Up Cost Of Living Even Further

Simple KiwiSaver Mistakes That Cost You Thousands (And How To Fix Them)

How to Build Financial Independence Without Living on Instant Noodles

Have I Set My Kids Up, or Set Them Back?

I Interviewed Dozens Of Money Experts - This Was The Best Advice

The Catch Behind a "Timeless" Investing Strategy

How To Travel For Years Without Killing Your Career

Is Your Home an Investment - Or Just a Place to Live?

How To Get Paid More In NZ - WEBINAR REPLAY

The NZ Property Market Just Had Its Biggest Change Since 2020

The Kiwi Teenager With Four Businesses Bringing In Six Figures

The "Safe" Place for Your Money Is Not What You Think

I Put Solar On My House. Was It Worth It? (Numbers Breakdown)

How to Embrace Ambition Without Burnout, with Mindset Coach Sarah Robb

Make Money And Save Money Through The Secondhand Market

The Hidden Areas Of NZ Where Houses Don't Cost As Much

The $2 Daily Habit That Could Be Worth $419,000 at Retirement

Jobs, Mortgages, AI Investing and Extreme Saving Hacks: Your Money News Roundup

The New Rules of Running a Side Hustle in New Zealand

Your Income Cheat Code: How Buying a Business Changes Everything

How to Invest for Financial Freedom - WEBINAR REPLAY

Why "Being Normal" Is The Most Expensive Thing You Can Choose

What Accountants Wish You Knew About the IRD

Why Being a Loyal Customer Costs You Thousands

What Actually Gets You a Better Price for Your House

The Truth About NZ's Economy Right Now

The SpaceX IPO Needs a Bright Red Hype Warning

How to Plan Your Retirement as If NZ Super Won't Be There

The Investing Trap That Even the Experts Fall Into (And How to Avoid It)

HOLY SH*T WE WON

You're On Your Own, Kid. Here's What That Means For Your Money

Are Shoebox Apartments About To Take Over NZ?

A Michelin-Trained Chef's Insider Secrets To Saving Money On Your Food

Are Small Homes A Bad Buy?